Comparison
What £1,000 of orders actually costs you
Published UK rates, side by side, on the same basket. Where a vendor does not publish a rate, this page says so rather than guessing.
The basket is 50 orders of £20, because the pence component of a card rate is invisible at £1,000 and obvious at fifty transactions. Percentages alone would flatter whoever charges per order.
Three costs decide what you pay, and every vendor bundles them differently: the monthly software fee, the commission on orders through your own channel, and card processing. They are kept apart here on purpose. A single blended number would flatter whoever bundles hardest.
£1,000 in your own dining room
In-store, card present
50 orders of £20, taken at the table or the till.
Online, your own site
50 orders of £20, ordered and paid for on the web.
Read the Square row carefully. Our 1.5% sits on top of card processing, which you pay your payment provider directly and which we do not mark up. Square's 1.75% is the processing, with no separate commission. So those two rows are not the same kind of number, and once your processing rate is added to ours, Square may well be the cheaper of the two on card fees alone. We think the rest of the product is why you would choose us. We would rather you worked that out here than after signing.
The marketplace rows are the honest headline. On £1,000 of online orders that you deliver yourself, Uber Eats takes £130 plus VAT and Just Eat takes £140 plus VAT. We take £15. That gap is not clever pricing on our part, it is what a marketplace charges for owning the customer relationship. If the guest already knew your name, you are paying a finder's fee for a friend.
Every published UK rate we could find
| Vendor | Monthly software | In-store card | Online card | Commission, own channel | Contract |
|---|---|---|---|---|---|
| KitchenStack | £129 | at cost, not marked up | at cost, not marked up | 1.5% | no minimum term |
| Toast | from £80, or £150 | not published | not published | not published | annual, auto-renews |
| Flipdish | from £119 ex VAT | not published | not published | not published | 12 months, 3 months' notice |
| SkyTab | £39 plus add-ons | not published | not published | not published | not published |
| Square for Restaurants | £0, or £69 per site | 1.75% | 1.4% + 25p | none, processing only | no long-term contract |
| Lightspeed Restaurant | £79 / £149 / £219 | not published | not published | contact sales | not published |
| Zonal | not published | not published | not published | not published | not published |
| Uber Eats | n/a | n/a | n/a | 13% self-delivery, 30% theirs, ex VAT | not published |
| Just Eat | n/a | n/a | n/a | 14% self-delivery, 30% theirs, plus VAT | not published |
| Deliveroo | n/a | n/a | n/a | not published, "a percentage of GMV" | 30 days' notice |
On "not published"
Eleven of the cells above say not published. That is not us failing to look. Toast publishes its tier prices and leaves both card rows reading "per transaction flat rate" with no figure. Lightspeed marks its rate "Default" on one tier and "Custom" on the others. Zonal publishes nothing at all. Deliveroo's partner terms describe the fee as "a percentage of GMV" and send you to a salesperson for the percentage.
You can get those numbers. You get them by taking a sales call, and the number you are given is the number they think you will accept. That is a legitimate way to sell software. It is just worth knowing which kind of pricing you are looking at before you book the call.
Things this page does not do
- It does not guess. Figures circulate for Flipdish's commission and SkyTab's processing rate. They come from review sites and US pages, they contradict each other, and they are not on any UK rate card. So they are not here.
- It does not treat "from" as a flat rate. Where a vendor says "from £119", this page says from £119.
- It does not compare hardware. Everyone sells it, the bundles differ, and it is a one-off rather than a rate.
- It does not claim VAT treatment nobody stated. Where a vendor states ex VAT, it says so. Where a vendor is silent, so is this page. Worth knowing separately that UK card processing fees have carried VAT at 20% since August 2024.
Check it yourself
Every figure was taken from the vendor's own UK pricing page or published terms on 22 September 2026. Rates change, and if one of these is out of date we would rather fix it than keep it.
Flipdish · Toast UK · SkyTab · Square for Restaurants UK · Lightspeed UK · Zonal · Uber Eats UK · Just Eat UK · Deliveroo partner terms